Frequently Asked Questions.

  • A cross-lease title involves shared ownership of the land with other property owners, where each owner leases their specific portion from the others. Converting to a freehold title gives you full ownership of your property, removing restrictions and making it easier to renovate, sell or develop. This conversion can significantly increase your property's market value and appeal. The Property Institute of New Zealand estimates homeowners of freehold title properties may achieve a sale price of 7 to 18 per cent above that of a cross lease title

  • The timeline for converting a cross-lease to a freehold title typically spans 3-6 months. Factors such as council approvals, property complexity and neighbour coordination can impact the duration. Our team manages the entire process to ensure it’s as efficient and seamless as possible, minimising delays.

  • To begin converting your cross-lease title to a freehold title, contact us for an initial consultation. We’ll review your current title, discuss your objectives and provide a detailed plan and cost estimate. From there, we manage every step of the conversion process, ensuring a smooth transition.

  • The cost of converting a cross-lease title to freehold varies based on your property's specifics. Common expenses include survey fees, legal fees, council fees and technical evaluations. After the initial evaluation, we provide a transparent cost estimate, so you’re fully informed of the financial requirements.

  • Yes, Freedom Titles provides a free initial consultation for all prospective clients. Whether you're unsure about the services you need, have specific questions not addressed on our website, or require a customised quote, we're here to help. Contact us to discuss your property needs, and we’ll provide expert advice and a tailored quote to suit your requirements.

  • Yes, converting a cross-lease to a freehold title generally requires agreement from all co-owners, as it changes the shared ownership structure. We facilitate discussions with your neighbours to explain the conversion process, outline cost-sharing arrangements and prepare the necessary agreements for all parties involved.

  • Yes, Freedom Titles manages all legal aspects of the cross-lease to freehold conversion process. This includes drafting and filing necessary legal documents, ensuring compliance with all legal standards and registering the new freehold title.

  • Converting a cross-lease title to freehold may impact your mortgage terms, as lenders might need to adjust the mortgage to reflect the new title. It’s advisable to consult with your lender early in the process. We can assist in coordinating with your lender to ensure a smooth transition.

  • To correct defective property titles, we address issues like boundary inaccuracies, outdated legal descriptions and recorded errors. Our team specialises in identifying these problems and preparing the necessary plans and applications to ensure your title is accurate, up-to-date and legally compliant. This process improves your property’s value and reduces the risk of future disputes.

  • Beyond cross-lease to freehold conversions, Freedom Titles offers a wide range of property services including obtaining resource consents, conducting property evaluations, performing feasibility studies and developing tailored development plans. We provide comprehensive support for every stage of your property development journey.

  • To contact Freedom Titles, visit our contact page where you’ll find our online form. We’re here to answer your questions and provide expert guidance on converting your cross-lease title to freehold and other property services.